About Us

OUR JOURNEY

SMERA was incorporated in 2005 as the world’s first MSME focused rating agency. SMERA is a wholly owned subsidiary of Acuité Ratings & Research Limited, which is promoted by SIDBI, DnB and 10 other leading banks in India. It has rated more than 50 ,000 MSMEs since its inception. SMERA remains the leader in the MSME space and an unmatched name for its quality standards, insights and preferred rating partners for risk assessment process within the lending and investing community.

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Being the associate of SIDBI, whose contribution to the development of MFI sector is immense, SMERA forayed into the grading of MFIs in 2009. Subsequently, it pioneered the concept of Code of Conduct Assessment (COCA) in close association with SIDBI and other public and private sector banks.

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SMERA has been partnering with Micro Units Development and Refinance Agency Ltd. (MUDRA).

SMERA has executed MFI Grading / COCA assignments for more than 100 MFIs which includes all constitutions such as NBFC-MFIs, NBFCs, Section 8 Company, Societies, NGO-MFI, Trusts, etc.


BOARD OF MENTORS

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